NAF Pay Login Steps: Sign into NAF Pay Portal 2023

January 31, 2023 Harshit Bhasin How To

Did you know that Non-Appropriated Monies, or NAFs, are a category of funds that are not paid by the US Treasury and are not appropriated by Congress to carry out any responsibilities? These monies are mostly obtained through the sale of goods or services to DoD military, civilian, and family members. Now, you can also leave the trouble behind by signing into the NAF Pay Portal using our step-by-step guide below. From understanding the eligibility Criteria for NAF to learning about the advantages of signing up and covering its steps; we will make sure that you do not miss a single thing. Now, let us begin!

NAF Pay Portal

For those who don’t know about NAFs, Non-Appropriated Funds (NAF) are a type of funds that are not appropriated by Congress to incur any obligations and are not paid out of the United States America’s Treasury. These funds come mainly from the sale of products or services supplied to DoD military and civilian personnel and family members of this personnel. Combat Support, Community Service, and USAF Services. Release 11i Rapid Install. You can learn more about the installation of the AFSFMS Applications from the websites.

The main use of NAF is to support MWR (Morale, Welfare, and Recreation); civilian welfare; lodging; and a few educational and religious programs.

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Eligibility Criteria for NAF Pay

The DoD HBP is open to non-military staff members employed by DoD NAF instrumentalities and their dependents. Employees must have a regular appointment and be paid in payroll denominated in US dollars. Dependents are defined as a worker’s spouse and kids up to the age of 26.

The benefit relationship was created by a marriage certificate or birth certificate. The benefits application must be completed at the human resources office by employees who are claiming common law marriage.
Please feel free to call the Group Insurance Branch at a toll-free number: 1-800-379-2867 with any questions you may have about the DoD NAF HBP

How to Sign in to NAF Pay Portal for the first time?

Suppose you are signing in for the first time and are confused, then no need to worry. Just follow these steps, and you will be able to sign into NAF Pay Portal for the first time.

  1. Open your browser and visit
  2. Enter your username, which would be like this- firstname.middleinitial.lastname
  3. Enter your login password, which would be NAftAFSFMS!+XXXX- the four ‘X’s will be the last four digits of your Social Security Number.
  4. After entering the portal, you will need to reset your password. It should be 15 characters minimum and should be a combination of numbers and letters.
  5. Tap on the apply button.

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How to Sign in to the Portal of NAF Pay

After signing in for the first time and creating a new password, you will be able to access the NAF Pay Portal anytime without any trouble. Follow these steps to sign into NAF Pay Portal.

  1. Open your browser and visit
  2. Enter your username, which would be like this- firstname.middleinitial.lastname
  3. Now, enter the new password you set up after logging in for the first time
  4. Tap on the login button, and you will gain access to NAF Pay Portal

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How to Know Regarding Workers and Retirees of NAF Pay?

The DoD launched the Health Benefits Program (HBP). Hospitalization, prescription medications, medical, surgical, preventative, mental health, substance misuse, vision, and dental care are all included in the comprehensive services it offers.

The Program NAF Pay Portal offers access to in-network physicians, hospitals, clinics, and pharmacies worldwide through Aetna, as well as claims management services the Program. As the Third Party Administrator, Aetna manages the processing and payment of medical and dental claims. Payroll deductions are used to collect participant premiums. once every two weeks. Visit and/or Aetna.Navigator for further details about the benefit.

Are there any priority levels in NAF employment?

Yes, there are different priority levels in NAF employment. The first priority is given to Military Spouse Preference (MSP), and those who are eligible for it can acquire it. If you apply through MSP and want your preference to be considered, you will need to give a copy of the spouse’s PCS orders. 

You will retain your MSP preference if you accept a flexible position, but you will no longer be eligible for MSP preference if you accept or decline a regular position. The second priority is given to THP (Transitory Hiring Preference), and the third priority is given to Veteran’s Preference. 

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What does Army NAF Retirement Plan include?

The Army NAF Retirement plan will cost 2% of your gross wages, but after being a member for five years, you will get a monthly benefit for a lifetime. All your payments are refunded after receiving monthly benefits for one to three years. A retirement trust fund will be responsible for paying your monthly benefit.

What is the key difference between a flexible and a regular NAF position?

The main difference between a regular NAF position and a flexible NAF position is that you need to work between 20 and 40 hours a week in the regular NAF. It depends on the requirements of the position. A flexible NAF position, on the other hand, requires you to work between 0 to 40 hours a week. 

A regular NAF position is a little better than a flexible NAF position is that regular employees get perks such as health insurance, sick leave, life insurance and annual leaves. Flexible employees have no such perks.

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NAF may not be appropriated by Congress, but they sure are managed by being funded through the sale of products or services supplied to DoD military and civilian personnel. Other than that, they have some benefits too, such as maternity leave, sick leave, health and life insurance, military leave, paternity leave.

We hope that after going through this article, you will successfully sign into NAF Pay Portal and can manage your account without any worries. All your queries and problems should be solved after reading this article.

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