Activate your US Bank Card in easy steps – Here’s how

December 13, 2021 Kunal Kumar Banking

So you’ve just gotten a new U.S. Bankcard? Are you thinking about getting it to work? The procedure is basic and straightforward. The card and the PIN are normally sent separately by the bank. It’s possible that you’ll have to wait for these to arrive before you activate your US Bankcard. Let’s have a look at how to activate the US Bank Card in a few easy steps in this article. So, without further ado, let’s get started!

About U.S Bancorp

U.S. Bancorp is a Delaware-based American bank holding corporation with headquarters in Minneapolis, Minnesota. It is the parent corporation of the US Bank National Association, which is the country’s fifth-largest bank. Individuals, corporations, governmental bodies, and other financial institutions can make use of the company’s banking, investing, mortgage, trust, and payment services. It primarily serves the Western and Midwestern United States with 3,106 branches and 4,842 automated teller machines. The Financial Stability Board classifies it as a systemically significant bank, and it is placed 117th on the Fortune 500. Elavon, a credit card transaction processor for retailers, and Elan Financial Services, a credit card issuer on behalf of local credit unions and banks in the United States, are both owned by the corporation.

U.S. Bancorp operates under the second-oldest continuous national charter, Charter #24, which was awarded in 1863 in response to the adoption of the National Bank Act. As banks dissolved or were bought, previous charters expired, elevating U.S. Bank’s charter number from #24 to #2. Wells Fargo holds the oldest national charter, which was initially issued to the First National Bank of Philadelphia and was gained as part of its merger with Wachovia.

Activate your U.S Bank Card – Here’s how

Activate your US Bank credit card online, over the phone, or through the US Bank mobile app. Regardless of the option, you select, the card activation procedure should only take a few minutes. Here’s how to use each technique to activate:

Activate your U.S Bank Credit Card online

  • To activate your U.S Bank credit card, open a web browser on your PC and visit the website, usbank.com/credit-cards/activate-credit-card.
  • If you already have an online account, sign in and activate; otherwise, click Enroll and activate.
  • Choose whether you want a personal or a business card.
  • Enter your card account number, the last four digits of your SSN, and, if applicable, your PIN.
  • Click on the Activate button finally.
  • In no time, your U.S Bank credit card will be activated successfully.

Activate your U.S Bank Card Over the Phone

  • If you wish to activate your US Bank card by phone, follow these steps:
  • If you have a card with a sticker, contact the number on the sticker; otherwise, call 800-285-8585.
  • Follow the instructions to enter your personal information and credit card details.

Use the U.S Bank Mobile App to activate your U.S Bank Card

  • Your third alternative is to use a mobile app to activate your US Bank card.
  • Install the US Bank app on your iOS or Android device.
  • Log in using the same credentials as your online banking account.
  • Locate your new card in your accounts and activate it.

Getting Started

You can begin using your US Bank credit card now that it has been activated. Here are a few ideas to get you started with the new addition to your wallet.

  • Create an online account with US Bank: You can open your online account once your US Bank account has been verified. This account allows you to monitor your account activity and execute various card-related duties, such as double-checking your card’s activation status, reviewing your card’s capabilities, and turning on auto-pay. Here’s how to create an online account.
  1. Go to the US Bank website.
  2. In the upper right corner of the screen, click Log In.
  3. Select “Create a Username and Password” from the drop-down option.
  4. Fill out the required fields and verify your details.
  • Set up automatic payments: You should enable auto-pay before doing almost anything else. You’ll never have to worry about missing a payment if you enable auto-pay. You won’t have to worry about interest if you set your payment to your entire statement amount each month.
  • Create your PIN: If you intend to go overseas or make a cash advance, you will need a credit card PIN. You may change your PIN by contacting US Bank online or by calling the number on the back of your card.
  • Install the US Bank app: If you did not activate your card using the US Bank app, you should still download and set it up. It provides a convenient method to check your card account from anywhere and also allows you to adjust your account options.
  • Add your credit card to your digital wallet: You may add your credit card to all three major digital wallets, including Apple Pay, if you have an account with US Bank.
  • Earn points: There are numerous excellent reward cards available from US Bank. Depending on your card, you should use it for specified transactions to optimize your cash back or points gained.
  • Redeem your prizes: Once you’ve built up enough rewards, it’s time to cash out. If you have a US Bank card that accumulates points, make sure you redeem them for the highest value possible.

Also Read: Activate Fintwist Card

Wrapping Up!

You may activate your US Bank card by signing up for online banking with US Bank, contacting the number on the card’s sticker, or using your mobile app. Fortunately, the procedure is similar to that of activating any other credit card. Consider adding a second card to your wallet as soon as you’re ready to potentially enhance your credit limit and gain extra benefits.

We hope you found our tutorial on how to activate your US bank card useful. Thank you for sticking with us until the conclusion; we’ll see you in the next one.

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