Steps to Activate Commerce Bank Credit Card via website

April 20, 2022 Kunal Kumar How To

Commerce Bank is a well-known US banking business that offers a wide range of financial services throughout the United States. You may use online services such as online account management, account history, transactional information, balance checking, and many more if you are a frequent customer of the bank. To avail these services you must have the credit card that was issued by the firm in order to activate it online. You won’t be able to use it unless you activate it via That’s why we’re here to help you with the activation steps of the Commerce Bank card. Let’s see!

About Commerce Bank

Commerce Bancshares, Inc. (NASDAQ: CBSH) is a Missouri-based registered bank holding company with headquarters in Kansas City and St. Louis. It is the holding company for Commerce Bank, which provides a wide range of financial services, including commercial and personal banking, wealth management and estate planning, and investing through its subsidiaries.

Commerce has over 300 branch and ATM sites throughout Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as operating companies engaged in mortgage banking, credit-related insurance, venture capital, and real estate.

Commerce Bancshares, Inc. is a registered bank holding company with $32.9 billion in assets. Commerce Bank, a subsidiary of Commerce Bancshares, Inc., has over 150 years of demonstrated strength and expertise in assisting individuals and companies with financial issues.

Commerce Bank now maintains full-service banking facilities across the Midwest, including St. Louis and Kansas City metropolitan regions, Springfield, Central Missouri, Central Illinois, Wichita, Tulsa, Oklahoma City, and Denver, in addition to delivering payment solutions across the United States. Dallas, Houston, Cincinnati, Nashville, Des Moines, Indianapolis, and Grand Rapids are among its commercial offices. At regional branches, commercial offices, ATMs, online, mobile, and through a 24/7 customer care line, Commerce provides high-touch service and advanced financial solutions. You may visit their official website i.e. for more information.

According to the Federal Reserve Bank, Commerce Bank was the 62nd largest commercial bank in the United States as of March 31, 2021. On Forbes’ list of America’s Best Banks 2021, Commerce Bank was rated 51st. Commerce Bank has been recognized on Forbes’ America’s Best Banks list for the past 12 years.

Also Read: Activate Fintwist Card

Activate Your Commerce Bank Card Via

To make your credit card useful, you must first activate it by following the procedures below:

  1. Visit the bank’s official website and then start the card activation process there. Alternatively, you may proceed straight to the card activation form by going to
  2. After you’ve reached the website’s activation page, fill out the form with your card details to activate your card.
  3. You must now input the last four digits of your social security number in the first field.
  4. After you’ve entered your social security number, you’ll need to fill out the second section with your 16-digit account number.
  5. Your card will have a 16-digit account number printed on it.
  6. After you’ve provided all of the needed information in both fields, click the white coloured “Activate” button to activate your card and begin using its services.

And that’s all it is! You have successfully activated your Commerce Bank card via and now you may use it for various financial purposes like transactional information, balance checking, and much more. 

Addon Read: Aviator MasterCard Activation

Perks Of Using Commerce Bank Card

You can use the card after it has been activated for a variety of purposes, including:

  • Keeping track of your account balance
  • Using email and text notifications to check transaction history.
  • After registering with direct deposit to your credit card, you can reload for free.
  • Using the MoneyPak to add cash to your card.
  • As a thank you for signing up for direct deposit, you will get a $10 credit.
  • When you buy or reload a card, you are entered into a draw to win a year of free petrol.

Contact The Commerce Bank’s Customer Care

If you are unable to activate your card using the instructions mentioned above, you may contact Commerce Bank customer service for more assistance. The procedures for contacting Commerce Bank customer service are outlined below:

  1. On a reliable web browser, visit the URL and navigate to the Commerce Bank homepage.
  2. Once you’ve arrived at the Commerce Bank site, scroll down to the bottom of the page and click the Contact Us link under Other Links. This will take you to the next screen.
  3. To contact Commerce Bank customer service, proceed to the next screen and enter the following information:
  • Commerce Bank 24-Hour Account Information Line: 800 453 2265
  • Speak with a Customer Service Representative: 855 659 1656 | Timings: Monday to Friday: 08:00 AM to 08:00 PM | Saturday: 08:00 AM to 04:00 PM


The method to activate commerce bank cards at is now complete. We hope that we have supplied you with all of the information you want for activating your Commerce Bank card and contacting customer care. Thank you for being with us all the way to the end. We’ll meet soon!

Frequently Asked Questions (FAQs):-

How do I get my Commerce Bank credit card to work?

Steps to Activation:
1. Click the “Enable Online Banking” button to the right.
2. Please read and agree to the Terms and Conditions.
3. Fill out the online activation pattern.
4. Register for Online Bill Pays* by checking the box on the activation form.

Is it possible to activate my credit card online?

Sign in to Online Banking with your Client Card/Username and Password if you have direct connections. On the Accounts Summary page, pick your credit card. You will be directed to the Credit Card Account Details page, from which you can choose “Activate My Credit Card.”

How do I activate my Commerce Bank Online Banking?

Navigate to Online Banking > Retail Internet Banking. – Navigate to the link for new enrollments.

What exactly is an activation code for online banking?

Once you register or re-register for Digital Banking, you will need an activation code. It is used to start generating or reset your internet security number and password.

How do I find out if my credit card has been activated?

You could try contacting Customer Service. The relatively simple way to determine regardless of whether your credit card is still active is to contact the issuer. Inquire about the status of your account by calling the number on the back of your card. If the account is inactive, customer service will most likely be able to reactivate it.

How long can you use a credit card after it has been activated?

Ever since you activate your credit card, you should be able to use it right away. 5 You can use a momentary or instant credit card number to make purchases until your physical credit card reaches you.


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