On your way to college, you learn a lot of things and one thing that is for all intents and purposes imperative for you to learn is the right financial habits. The way you handle your money during college would determine how you handle money for the time imminent. Before we discuss how to Apply for Discover It Student Credit Card, let us first talk about why is Discover It Student Credit Card essential for any student.
One of the first steps that students take toward learning financial wisdom is by acquiring credit cards. However, the strait towards that acquisition is a lack of credit history or average credit history, and credit card companies don’t seem to take that into account that you are just a beginner. In that situation, Discover It Student credit cards can come to your remedy by offering two different credit cards:
In either of the cards, an applicant must have a credit history fewer than 3 years entailing whether you would be responsible in terms of repayment once you get your clutches on the card.
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Things to keep in mind before applying for Discover it Student Cash Back and Chrome Card
It doesn’t need much elaboration into how painstaking the pathway to acquiring a Credit card can be, especially with cumbersome eligibility criteria. However, the Discover it Student card eases up this task to a greater extent. However, you will be required to check a few boxes and they are:
Applying for Discover it Student Cash Back card doesn’t require any credit score for the application.
In case of any discrepancy, you can always call their toll-free number.
Note: The Discover it student credit card application process is the same for both, Student Cash back and Chrome for students.
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There are many details about the card that you can read on the company’s official website. However, the crux lies in the fact that it would allow you to earn up to 5 percent cashback across different categories each quarter up to 1500 $ which is the quarterly maximum. Along with this, you will be able to earn 1% cashback automatically on different purchases that will be unlimited in nature.
The Discover it Student Chrome Card is more of a caretaker of your liabilities demanded by the exigency of your appetite and motion by allowing you to earn 2 % cashback at gas stations and restaurants up to 1,000 $ in quarterly combined purchases. With this card also you can earn up to 1 % unlimited cash automatically on different purchases.
To check the application status of your Discover Card you need to have your Access code with you that Discover sent you via Email at the time of your registration. With this access code, you shall be able to check your application if it is existing. All you have to do is enter your Acess code, Social Security Number, and lastly the last four digits of your social security number.
Do remember that in case you have forgotten your Acess code you will need to log in to your Discover account again or simply if you already have a user ID or password you can then log in to get access to your application status.
NOTE: During the application procedure and until the loan is disbursed, an access code is still valid. To view your loan details once the loan has been disbursed, please register or log in.
The Discover it Student Cash Back card does provide some attractive benefits with higher earnings in quarterly rotating categories. The $1,500 quarterly cap is not ideal. These extra categories have certain additional restrictions and need to be engaged, such as the possibility that “online shopping” only refers to activities done on Amazon.com, Walmart.com, or Target.com. Any further spending results in unlimited 1% cash back after the rewards category has reached its maximum.
And when it comes to applying for the Discover It Student Credit Card, make sure you first research the perks and cons of the card and then begin your application process. In case of any issue, you can contact them directly on their helpline number as well.