How to Activate Macy’s Credit Card via Digital Wallet

December 6, 2021 Harshit Bhasin Banking, How To

Do you use credit cards frequently and are looking for a card that offers cashback every time it is used? If yes, then this article will surely help you as we will be talking about how you can activate Macy’s Credit Card and also how to apply for one.

Macy’s is America’s biggest departmental chain, founded in the year 1858. Macy’s was previously known as R.H. Macy & Co. and was founded by Rowland Hussey Macy. This departmental store keeps all kinds of products such as housewares, footwear, accessories, clothing, furniture, jewelry, beauty products, bedding, and housewares.

Macy’s offers a credit card that has various benefits such as cashback rewards and other incentives. Let’s take a look at various incentives you will get with Macy’s Credit Card.

Benefits of Macy’s Credit Card

The credit card offered by Macy’s has multiple benefits. few of them are –

  • No annual fee – Macy’s Credit Card does not charge any kind of annual fee. This means customers do not need to worry about paying a fee every year for owning the card.
  • Birthday Surprise- Macy’s treat their customer like family and know their customers’ preferences. Customers that have Macy’s Credit Card will receive a special surprise on their birthday.
  • Cashback- Customers will get cashback every time they use Macy’s Credit Card to purchase something or pay a bill. This card offers 3% cashback when used at a restaurant, 2% cashback when used at a superstore or gas station, and 1% cashback on purchasing any product.
  • Free Shipping- If you have a Gold or Platinum Macy’s Credit Card, you will be eligible for free shipping across the country without the need of making a minimum order while shopping at Macy’s.

How to Apply for a Macy’s Credit Card?

You can get a Macy’s Credit Card easily by going to the official website and apply for it. Follow the instructions mentioned below to apply for a Macy’s Credit Card.

  1. Visit and hover over to the “sign-in” option present on the top right corner.
  2. Tap on “Macy’s Credit Card,” and you will be redirected to a new page.
  3. Tap on the “Apply now” option present on the page
  4. Enter your personal information such as full name, phone number, mailing address, Social Security Number, date of birth, and gross annual income.
  5. Enter your city, state, zip code, along with the type of residence and source of your income.
  6. Click on “agree to terms and conditions” after reviewing everything, and you will be done.

How to Add Macy’s Credit Card to your Digital Wallet?

Macy’s digital wallet is an online wallet where all your special rewards, points, and coupons are present. You can access that wallet any time and manage your coupons as well as Macy’s Credit Card through it. Here’s how you can add your Macy’s Credit Card to your digital wallet.

  1. Visit and hover over to the “sign-in” option present on the top right corner.
  2. Tap on “Sign in,” and you will be redirected to the login portal.
  3. Go to the drop-down menu and click on “wallet.”
  4. Go to Credit & Debit Card section and tap on the “add a card” option.
  5. Fill in your Card number, and other information asked.
  6. Click on the “Save and Close” option, and you will be done.

How to Activate Macy’s Credit Card?

Macy’s credit card, like all other credit cards, requires to be activated before being used. You can activate your Macy’s Credit Card by following the steps given below.

  1. Visit and hover over to the “sign-in” option present on the top right corner.
  2. Tap on “Macy’s Credit Card,” and you will be redirected to a new page.
  3. Tap on the “Activate Card” option present on the page
  4. Fill in your three-digit security code found on the back of the card, name present on the card, card number, and last four digits of your Social Security Number to verify yourself.
  5. Click on the “Verify” option, and your card activation process will be done.

How to use Macy’s Credit Card Saved to the wallet during checkout?

After adding the Macy’s Credit Card successfully to your wallet, you can use that card to perform checkouts. Follow these steps mentioned below to use your Macy’s Credit Card for checkout.

  1. Go to the shopping cart and tap on the “Buy now” option
  2. Select your Macy’s Credit Card when asked for a payment method
  3. Enter the card pin, or CVV asked for verification, and you will be done.

Also Read: Replace Old TD Bank Card Online


Macy’s is one of the most renowned brands of America and is currently America’s biggest departmental store chain. The offers and rewards associated with Macy’s Credit Card are amazing. If you love shopping and prefer to use a credit card, then Macy’s Credit Card is a really good option.

We hope that all your doubts and problems regarding Macy’s Credit Card, such as how to Apply for Macy’s Credit Card or how to activate Macy’s Credit Card, will be resolved, and you will not face any more problems.


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