How to log in and sign up for your first saving bank credit card account

January 22, 2023 Deepali Bhatia Banking

In this article, I will show you how you can log in to your first savings credit card along with some of the key highlights of the card. So, stick to the end and do not miss any information. 

First Saving Credit card: A credit card that doesn’t require any deposit

Since it reports to all three main credit agencies and has no security deposit requirement, the First Savings credit card is a great tool to improve or rebuild your credit score. However, applying for this card is a little challenging because you require an invitation. Furthermore, the additional costs can make you stop using this credit card.

Some of the key highlights of the card


The First Savings card stands out from other credit cards in large part because you can choose from a variety of packages with various annual fees.

Depending on your creditworthiness, the contracts’ yearly fees range from $0 to $75, and their APRs from 15.65% to 29.99%.

Easy Application process

Only if you received an offer in the mail may you submit an application for the First Savings Credit Card. You must go online after receiving your invitation and input the reservation number and access code that are printed on your acceptance form. You can accept their offer once you’ve completed a few stages of verification.

First Savings makes no mention of the required credit score for eligibility. However, if you receive an email invitation, it is likely that your credit score was high enough to qualify.

Account management

You may easily manage your account online with the help of the First Savings app. The app also allows you to browse statements, check your account balance, make payments, modify your account details, and sign up for autopay.


As was previously mentioned, the APR charged by First Savings depends on the program you are eligible for. Your creditworthiness affects how the APR is calculated. Generally speaking, if you have a low or bad credit score, you will have to pay a higher APR and yearly charge.

How to log in to First savings credit card account

Customers with active cards can quickly log in and manage their First Savings accounts. By creating an account, cardholders can access the Cardmember Services portal of the issuer to view account summaries, arrange automated payments, and make payments online. Below are the steps that will help you get done your first savings credit card account login.

  • Firstly, you will have to head to the official login portal of the first savings credit card. 
  • Then, on the page that you are now taken to, enter your username and password. 
  • Once you have entered all the information correctly, just click on the login option and you shall be logged in. 

NOTE: Remember that log in for those who already are registered in case you haven’t registered then you will have to click on the Register New User option from below. 

Also Read: Activate Your Chase Debit Card

How to register for the first savings credit card account

Now, before you get your first savings credit card login done, it is important that you have an account and if you don’t then don’t worry as we show you how you can sign up or register as a new user. 

  • Firstly, you will have to click on the option ‘ Register New User’.
  • Then, on the page provided, there will be a lot of information that you will have to provide in their respective fields, starting from in the first section your credit card number, Exp date, CVV, and Last 4 digits of your SSN.
  • In the next section down below, you have to enter your Username and password. Remember that this is where you will be creating your credentials for logging in. So make sure that you remember it afterward.
  • In the last section, you will have to enter your Email address and mobile phone number. You give us permission to contact you for account servicing purposes, including but not limited to customer support, suspicious transaction activity, and collections, by submitting your mobile number.
  • Lastly, after having filled in all the information, click on the Register option. You will receive a code to activate your mobile number after registering. After activating your mobile number, you can choose which alerts are available.

How to apply for the first savings credit card

You must have obtained an email offer before submitting an application for the First Savings credit card. As soon as you receive this email, visit the First Savings website and click the green “Accept Online” button on the front page.

Your access code and reservation number must be entered. Your invitation offer will include both of these numbers. To locate these digits on the invitation mail, use the website’s image.

The website will direct you to the credit card application page after you enter these digits. Fill out the appropriate fields on the screen with your name, address, monthly income, and job status. First Savings makes no time estimate for when your application will be accepted. Usually, instant approvals are processed by credit card companies. The procedure could, however, take longer on occasion.

How can you pay your first savings credit card bill via different means

Via online

After you have made the first savings credit card login, you can then use it to make payments. Click on the Service tab and then from there click on the appropriate option to make your payment. 

Via phone

Call the number on the back of your card or (888) 469-0291. After that, enter your payment card information and follow the instructions to connect with a customer support agent.

Via mobile app

Install the iOS or Android app, then select “Payments” from the main menu. Then, adhere to the payment instructions displayed on the screen.

Our top pick: Activate Milestone Credit Card


The First Savings Credit Card is an unsecured credit card that is open to applicants with bad credit and has an annual fee of $49 – $75, depending on the specifics of your credit. First Savings Bank is making a gallant effort to make a simple offer available to the neglected subprime credit card market. However, although having an easy-to-use internet interface, its terms and application process, unfortunately, are somewhat lacking. However, when it comes to making your first savings credit card account log-in make sure that you remember your password when you were registering for an account.


Leave a Reply

Your email address will not be published. Required fields are marked *