What you need to know about  the TJ Max credit card and how to activate it

February 9, 2023 Deepali Bhatia Banking

In this article, I will show you how you can activate your Tj Max Credit Card but before let’s take a look at what Tj Max actually is. 

Tj Max: A departmental store chain based out of the US

is an American department store chain with pricing that is typically cheaper than those of other significant, comparable establishments. One of the biggest apparel shops in the country, it operates more than 1,000 outlets in the US. The TJX Companies’ flagship retailer is TJ Maxx. Men’s, women’s, and children’s clothing and shoes, toys, bath and cosmetic items, accessories, and home goods like furniture and cooking equipment are all sold there.

As sister businesses, TJ Maxx and Marshalls have similar geographic footprints across the nation. Despite having almost the same costs and comparable shop designs, Marshalls has a more premium appearance than TJ Maxx[citation needed] and frequently offers a wider selection of fine jewelry and accessories. Some stores with bigger sales have a high-end

If you frequently shop at T.J. Maxx, you can use a T.J. Maxx credit card to make purchases at any of the TJX family of stores’ brands, including T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense. Discounts online and in-store, reward certificates, and special shopping events are a few of the benefits.

Some of the benefits of the TJ Maxx credit card

  • You will receive 5% cash back on each card in TJX stores toward TJX Rewards Certificates. This rewards rate is comparable to some of the credit cards with the greatest cash-back percentages.
  • Although the cards are marked “T.J. Maxx,” they can also be used to make purchases at Marshalls, HomeGoods, Sierra (formerly Sierra Trading Post), and Homesense. These are all excellent places to shop for bargains.
  • One of the simplest reward redemption possibilities we’ve seen is available with these cards. When you have acquired enough points, you will simply receive a Rewards Certificate in the mail along with your bill rather than having to deal with external accounts or debit cards.
  • There is no yearly fee for these cards. Which is fortunate because there are a lot of negative aspects.
  • You can opt-in to this service, which can give you emergency notifications, monitor your credit file for changes that might indicate fraud, and assign you a resolution specialist if fraud is found.

How can you apply for the Tj Maxx credit card?

Any T.J. Maxx location accepts TJX Rewards Card applications. You will be guided through the application process by a customer service professional, who will process it right away.

Additionally, you can submit an application online at T.J. Maxx. You must include your name, address, phone number, email, Social Security number, and annual income on either application. Unfortunately, phone applications for cards are not accepted.

You may control your credit card account online once you’ve been accepted. You can select to get your statements electronically or in print each month. You have three options for paying your bill: online, via mail, or by phone. There isn’t a way to pay in-store at T.J. Maxx.

How to activate Tj Max Credit card via tjxrewards.com activate card

  • Now. the next thing that you will have to do is enter your card number, the three digits security number given on the back of your card, and lastly the last 4 digits of your social security number. This number is almost asked in every card activation process, so do make sure that you have it.
  • Once you have entered these details on the provided field click on the submit option.
  • Then, follow the on-screen prompts through the end and you shall be able to activate your cart within a matter of minutes. 

How to register for your TJ Max Credit card online account

Once your card is activated, it is important that you have an online account registered to make use of the card to the fullest. Here is how you can sign up:

  • Visit the TJX Rewards card online account registration page at Synchrony Bank.
  • Enter the billing ZIP code and account number for your credit card.
  • To continue, click.
  • To finish your registration, adhere to the on-screen instructions.

Also Read: Replace Old TD Bank Card Online

How to make an online payment Tj Max credit card

Via online

  • Assemble the routing and account numbers for your bank.
  • Visit the TJX Rewards card login page at Synchrony Bank.
  • Type in the user ID and password you choose during registration.
  • Then select “Secure Login.”
  • To complete your payment, adhere to the on-screen instructions.

Via phone

  • Obtain your debit card, credit card, and bank account details, including your bank routing number. Please take note that the automated system is the sole way to use your debit card to make a payment.
  • Contact the customer support line for the card type you have:
  • Credit card for TJX Rewards: 800-952-6133
  • 877-890-3150 TJX Rewards Platinum Mastercard
  • the account number you entered.
  • To finish your payment, adhere to the automated prompts.

The two types of TJ Max credit cards issued  by Synchrony Bank

The TJX Rewards credit card and the TJX Rewards Platinum Mastercard are two credit cards with the Tj Max brand that are issued by Synchrony Bank. Stores and websites for T.J.Max, HomeGoods, Marshalls, Sierra, and Homesense accept the TJX Rewards credit card. Any company that accepts Mastercard payments will accept the TJX Rewards Platinum Mastercard.

You can accumulate points with a TJX Rewards credit card for each qualifying transaction you make. But in order to keep taking advantage of this benefit, you must maintain a healthy account. You have three alternatives from Synchrony Bank for paying off your Tj Max credit card: online, over the phone, or by mail. Here is all the information you require.

Also Read: Activate Williams-Sonoma Capital One Credit Card


For anyone who spends a lot at T.J. Maxx or its affiliated brands who are brand loyal, the TJX Rewards Card is definitely the best option. You might be able to get some good value out of using this card if you can closely monitor your reward points, take advantage of any seasonal discounts that come up, and pay off your debt each month. When it comes to activating your TJ Max credit card make sure that you enter all the information regarding your card correctly.


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