How to activate and get your Walmart Money Card

January 29, 2023 Deepali Bhatia Banking

In this article, I will show you how you can activate your Walmart money card and make your transactions a lot easier. So, stick to the end. 

Walmart: One of the prominent retail chains in the US

With its headquarters in Bentonville, Arkansas, Walmart is a multinational American retail company that runs a chain of hypermarkets (also known as supercenters), discount department stores, and grocery shops. Sam Walton established the business in the neighborhood of Rogers, Arkansas, in 1962, and it was officially registered under Delaware General Corporation Law on October 31, 1969. Additionally, it owns and runs retail warehouses for Sam’s Club. 

Walmart will have 10,586 stores and clubs as of October 31, 2022, operating in 24 countries under 46 distinct names. In the United States and Canada, the business is known as Walmart, whereas in Mexico and Central America, it is known as Walmart de México y Centroamérica, and in India as Flipkart Wholesale.

Walmart Money Card is a debit Card?

Overdraft costs are avoided by using the Walmart MoneyCard, a debit card that doesn’t require a bank account or a credit check. For those who are unable or unable to open regular bank accounts, a variety of prepaid debit card options, including the MoneyCard, have become available recently. The card, which is offered in variants for both Visa and MasterCard, can be used not only at Walmart but also anywhere else that accepts Visa Card or MasterCard.

How can you get your Walmart Money Card?

A Walmart MoneyCard is simple to obtain. Here are some of the things you want to remember if you want to get your Walmart Money Card:

  • The Walmart MoneyCard website allows you to order one, and it will be delivered in two weeks. 
  • You can buy a card right away at any Walmart location to skip the main line. Before using your card, you must be 18 years of age or older and load funds onto it. 
  • A valid Social Security number is needed to open the account, and in order to access all account features, mobile or email verification as well as the mobile app are required.

How to activate your Walmart Money Card?

One of the ways via which you can activate your Walmart money card is by heading to the URL Below is the entire activation process:

  • Call (866) 946-2510, go to, choose to Activate your card on the Walmart MoneyCard app, or visit the website.
  • Enter all the necessary information, including your contact and payment information: Name, Address, Date of birth,16-digit card number, Expiration date, 3-digit security code that you can find on the back of your money card, and your Mobile phone number.

With these steps completed, you shall be able to use your Walmart money card and carry out your transactions in whichever way you like. 

Author’s top pick: Activate Milestone Credit Card

How can you load your Walmart Money Card

Via Direct Deposits

Through direct deposit, you can load government benefits or paychecks directly onto a MoneyCard. You can choose to deposit all or a portion of your check using this free service. Up to two days before the scheduled “payday,” employers may notify the bank of direct deposits, and Walmart will then make an early transfer of funds to the card.

Via Walmart Rapid Reload

You can use this choice to pay $3.00 to add money to your card at Walmart locations. Using the Walmart MoneyCard app to deposit cash is free at Walmart locations. When making these deposits, you can deposit cash by tapping the Deposit tab and choosing “Deposit Cash Using the Walmart MoneyCard App” in the Walmart MoneyCard app.

How many fees does the Walmart Money Card charge

Before you activate your Walmart money card, you must ensure whether purchasing the card actually fits your pocket or not. The MoneyCard is available at all Walmart locations for $1. The $5.94 monthly service fee for the card is waived if you received $500 or more in direct deposits in the previous month. Cash withdrawals from an ATM or teller cost $2.50, but they are free at Walmart stores. While other reload facilities can charge up to $5.95, Walmart stores charge $3 for cash reloads. A 3% foreign transaction fee and $0.50 for ATM balance inquiries are additional charges. A 12-pack of checks costs $5.95, and replacing a card costs $3 (or $15 for expedited delivery).

The benefits of a Walmart Money account

  •  You can earn up to $75 in cash rewards annually by shopping at, filling up at a Walmart gas station, or visiting a Walmart store.
  • Three coverage tiers, totaling up to $200, are available for purchase transactions with opt-in and qualified direct deposit, giving you peace of mind.
  • With early direct deposit, you can receive your salary up to two days before payday and your benefits up to four days before benefits day.
  • If you made a direct deposit of $500 or more during the previous month, your monthly charge is waived. Alternatively, $5.94 per month.

Check out our 4 easy steps to Activate Online Belk Credit Card

Other rewards and perks of your Walmart Money Card

Earn up to $75 a year in cash back on eligible Walmart purchases made at Walmart stores, 2% at Walmart gas stations, and 3% on purchases made through the Walmart app.

In addition, your savings account will pay you 2% yearly interest on up to $1,000. By making a deposit into the linked savings account, users can enter to win one of 1,000 different prizes each month.

With the Walmart MoneyCard’s ASAP Direct Deposit program, users have the option of receiving their paycheck up to two days before payday and their benefits up to four days before benefits are due.


For Walmart customers searching for the chance to earn cash back and prizes, the Walmart MoneyCard offers rewards that make it the perfect choice. The mobile app also makes it simple to analyze your transactions, replenish your card at no additional cost, and manage your spending.

There are a few fees associated with using this card, but you can avoid them by making monthly deposits greater than $1,000 and taking cash withdrawals only at Walmart MoneyCenters and Customer Service desks. However, when it comes to activating your MoneyCard via, make sure you follow the above steps carefully.


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